Terms of Service
Last updated August 2026

1. Nature of Service

Se3rForIQD ("the App") is an independent monitoring and display tool. It shows currency exchange rates, gold prices, and related market information sourced from third-party data feeds and providers.

The App does not set, control, influence, or guarantee any rate, price, or quote it displays.

2. No Financial Advice

Nothing in the App constitutes financial, investment, legal, or tax advice.

Rates shown are for general reference only and may differ from rates offered by banks, exchange houses, or other providers at the time of an actual transaction.

3. Third-Party Data

All rates and market data originate from third-party sources believed to be reliable.

xzeenwaves.OÜ does not guarantee the accuracy, completeness, timeliness, or availability of this data, and is not responsible for delays, interruptions, or errors in any feed.

4. No Liability for Losses

To the maximum extent permitted by law, xzeenwaves.OÜ, its founders, employees, and affiliates are not liable for any direct, indirect, incidental, or consequential damages — including financial loss — arising from reliance on information displayed in the App.

5. User Responsibility

You are solely responsible for verifying rates directly with a licensed financial institution or exchange house before making any financial decision or transaction.

6. Privacy & Data Security

Personal information you provide (such as name, phone number, or email) is encrypted at rest and handled per our Privacy Policy.

See the Privacy Policy page for full details on what is collected and why.

7. Account Security

You are responsible for keeping your login credentials and passcode confidential.

xzeenwaves.OÜ uses industry-standard security practices but cannot guarantee the absolute security of any system.

8. Intellectual Property

All trademarks, logos, source code, designs, and content within the App are the sole property of xzeenwaves.OÜ.

No part of the App may be copied, reverse-engineered, or redistributed without written permission.

9. Service Availability

The App is provided "as is" and "as available," without warranties of any kind.

xzeenwaves.OÜ may modify, suspend, or discontinue any part of the service at any time without notice.

10. Future Features

These Terms apply to any current and future features, tools, or services added to the App, unless replaced by updated Terms.

11. Indemnification

You agree to indemnify and hold harmless xzeenwaves.OÜ from any claim or demand arising out of your use of the App or violation of these Terms.

12. Changes to These Terms

xzeenwaves.OÜ may update these Terms at any time. Continued use of the App after changes constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws applicable to xzeenwaves.OÜ's jurisdiction of registration, without regard to conflict-of-law principles.

14. Contact

Questions about these Terms can be sent to info@xzeenwaves.us.